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Can You Trade In A Totaled Car?

Can You Trade In A Totaled Car?

If you have a car that’s been declared a total loss, you can trade it in.

Generally, if your insurance company declares your car a total loss, it will buy the car from you and send you a check. However, if you believe you can get more for your car than your insurance company is valuing it, you have the option to buy back the car.

When your insurance company declares a vehicle a total loss, it will typically send you a check for the value of the car minus your deductible. When you keep the vehicle, you still get a check. However, on top of subtracting the deductible, they will also subtract what they expected to receive for your vehicle at auction.

Once you receive the check and your vehicle’s title, you can trade it in to dealerships and put the money towards a new vehicle.

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Where Can You Trade In A Total Loss Car?

Where Can You Trade In A Total Loss Car?

It is possible to trade in a totaled car to a dealership. However, not all dealerships will accept totaled cars. Most dealerships specialize in buying and selling driveable cars, so cars that require extensive repairs may be more difficult to deal with.

Some dealerships will accept totaled cars. However, they may offer you a lower trade-in value for the vehicle then you would get for selling it in other places. If you are determined to trade your vehicle into a dealership, make sure to shop around and get quotes from different locations.

Keep in mind that when you choose a dealership to trade in your vehicle, you are generally also choosing the dealership you will buy your car from. Make sure to consider both what they will offer you for your vehicle and what cars they have in inventory when choosing between dealers.

Should You Sell A Totaled Car Or Trade It In?

Oftentimes, a dealership will offer you the lowest quotes for a totaled car out of all your options. Unless you want to get a new car fast and don’t care very much about how much you get for your current totaled vehicle, it’s often a better idea to go elsewhere.

You can sell your car to a local junkyard or scrap yard, sometimes for a better price. Yards will recycle the metal in your car, sell reusable parts to other customers and keep it from going into a landfill.

Should You Sell A Totaled Car Or Trade It In?

When selling to a yard, it’s still important to call around for quotes. This is because some yards will offer you a quote based on the specific make and model of your car. Other yards might offer you a flat rate based on the type of car you have - a sedan, a pickup truck, etc. You might get a much better price from one yard then another.

Another option is to sell your damaged car online. Going online can help you get quotes quickly and easily. Additionally, virtually all online buyers will include free towing. However, some businesses might guarantee their quotes ahead of time, while others will require an in-person evaluation.

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5/28/2021

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