Get cash quick from a trusted source:

Totaled Car ValueWhy is a Car Totaled by Insurance?

Learn everything you need to know about totaled car value & total loss car insurance settlements to maximize your time and money. When you have a car totaled by insurance or a total loss car, it means the insurance claims adjuster has calculated it will be more expensive to repair than the current market cash value of your car. If you have a wrecked or totaled car, you can find out how much your damaged car is worth right now.

Did you know?

If your car is a total loss, you can get a check from the insurance company and still sell the car. It's called "owner retention"

If you have a totaled car you can sell it to us!  We buy totaled cars nationwide, so we can instantly estimate your totaled car's value. See how much you can get for your car now.

GET AN OFFER FOR MY TOTALED CAR

When is a Car Considered Totaled?

When is a car considered totaledA totaled car is a damaged car for which the cost of repair is more than the pre-damage value of the car. For example, if a car is worth $10,000 pre-accident has a repair estimate of $10,001, it would be declared a total loss vehicle. Whether or not a car is declared totaled has nothing to do with auto insurance coverage. It is a function of cost versus value, and doesn't truly take into account trim levels, or what other people like car dealers are willing to pay for the vehicle. This approach to car valuation may not be the most profitable situation for you. You should check if you can get higher car pricing than what your insurance adjuster estimates.

How to Sell a Wrecked Car?

Enter vehicle details

By filling out our form with accurate information on DamagedCars.com, we can give you an instant offer on some vehicles or contact you with a guaranteed offer shortly after you click “Submit for Offer.”

Accept your Offer

Happy with the offer? Provide proof of ownership and we will schedule the pick-up of your car and deliver payment at the same time.

Get paid!

We will hand you a check during the car pick up.

Is My Car Totaled?

If you find yourself asking is my car totaled, that means you’ve probably recently been in a bit of an accident. The good news is that that the definition of a totaled car, also known as a total loss, is pretty straightforward. The bad news is that what damage and how much damage is needed to declare a car as totaled varies dramatically from car to car, making the "is my car totaled" question a bit complicated to answer. Sometimes it's based on the Kelley blue book value, or black book value, or the insurance may use a proprietary totaled car value formula.

Check Value of Your Totaled Car Online

Calculate the Value of a Totaled Car

Declaring your car a total loss means the insurance company has decided it will be more costly to fix your car after the accident than to pay for a replacement vehicle. This is why your insurer will not pay to repair your vehicle but offer you a check for the replacement value.  It will be calculated on the basis of your car's pre-accident condition. After settling the claim, either the insurance company or you can keep the damaged vehicle.

When is a Car Totaled

Examples of Totaled Cars

What makes a car totaled?

Let’s start with the easy part. What does it mean if your car is totaled or declared a total loss? By definition, after an accident, your car will be damaged. Your insurance company will do two things:

  • They’ll assess the amount of damage to your car in terms of dollar value. Someone accredited by your insurance will inspect the damage on your car and give a repair estimate.

  • Your insurance company will also look at the year, make, model, trim, mileage, location and recent prices for cars similar to yours and give it an actual cash value, or what your car was worth before the accident. If the cost of repair is greater than the value of your car, it’s totaled or declared a total loss.

Fairly straight forward, no?

GET YOUR OFFER

How Can I Sell a Totaled Car?

That’s the harder question. If your car looks like this, it’s probably a total loss. But, the reality is there are a lot of factors that come into play. The older your car, the more extensive the damage and the more expensive the parts and labor relative to the value of your car, the more likely it is that it’ll be totaled. The more expensive the car, the more damage it takes to declare it a total loss. More damage is needed to total a new BMW than it is to total a twenty-year-old Honda. However, we buy all models of cars, such as some recent purchases like totaled Nissan Altima, totaled Honda Civics, Prius or even totaled Lexus'.

How can I get a quote for my junk car instantly?

It's simple and it takes less than 90 seconds... click the button below to get started and find out how much your junk vehicle is worth!

Vehicle Pick-up is FREE Nationwide. No Haggle. No Fees. We are A+ rated business at BBB.

Insurance Total Loss Car Value Calculator

Insurance companies use a complex totaled car value calculator to determine the price of your car. When your car insurer declares your car a total loss, it means it has used their total loss formula to determine that it will be more expensive to repair it than it would cost to buy a new one as a replacement. In consequence, they will not want to fix your damaged car but give you a check for the replacement value on the basis of its pre-accident condition.

Once the claim is settled, two solutions are possible - the insurance company will keep the damaged vehicle, or they will let you keep it. If they let you keep it then perhaps you can sell your totaled car for more than insurance value of your totaled car.

Should I Sell My Totaled Car for Parts?

Sell my car for partsYes, you can. Here is how. The insurance company will deduct a “salvage value” (the estimated value of a car at the end of its useful life) from your claim settlement. You can make a profit when you sell a wrecked car for a higher price than this car salvage value.

Enter basic information about the vehicle in our online form to get a value.

Can I benefit from my car total loss if I sell it myself?

Yes, it is possible. This is how it works. As your car insurer settles your claim they deduct a “salvage value” from your claim settlement. Salvage value is the estimated value of your car at the end of its useful lifespan. When do you stand a profit? Whenever you can sell a crashed car for more than the salvage value deduction. To get a value for your car, submit basic information about it in our online form.

Is Selling My Totaled Car Worth It?

DamagedCars.com can help you make the right decision about your totaled car. We need basic information about your car to calculate its value. Use our online form to submit it and get a reply within hours. As a licensed salvage dealer, we guarantee fair market-based offers only. Our procedure is easy and secure. You do not pay for our service, towing or paperwork. You get paid on pick-up by check. With DamagedCars.com you know if you can make a profit with your totaled car.

CLICK TO GET A GUARANTEED OFFER

What do you do if your car is totaled?

That’s the important question. When your car is declared to be a total loss or totaled by your insurance company, there are a couple of scenarios that can play out. First, the insurance company can pay out a settlement check for the actual cash value of the car pre-accident less any deductible. In that case, the insurance company takes ownership of your car. The second possibility is that you opt to keep your salvage car and sell it to DamagedCars.com. If you opt to keep your salvage car, the insurance company will calculate the salvage value of your car and reduce any settlement payout by that amount. Basically, you’re buying your salvage car from the insurance company at the price they set, using their own car total loss value calculator.

What is My Totalled Car Worth?

At DamagedCars.com, we’ll make you a market-based offer for your totaled, salvage or junk car, truck, van or SUV. We buy all makes and models, from a totaled BMW to a totaled Chrysler 200. With DamagedCars.com you can keep your insurance check and sell your wrecked car for its salvage value. Because repair isn’t always the best option, sell a wrecked car to DamagedCars.com. Where we buy cars in less-than-perfect condition, and even messed up cars, nationwide.

Totaled Car BuyersWhere to Sell a Totaled Car?

Contact us today for a quick, no-obligation estimate. You get paid for your constructive total loss car when we pick it up. Which is fast. Forget about guessing and stressing. Now the process of selling your less than perfect car is easy!

We Are Top Totaled Car Buyers

Contact us today to sell your total loss vehicle. We buy totaled cars every day, so we know the true value of your totaled vehicle. If you're looking for places that buy totaled cars, or an actual cash value car calculator, you can see how much your car is worth and get an offer now. We evaluate your totaled car for a fair price instantly online! 
To get a free quote just enter the basic information in our vehicle submission form.

CLICK TO GET AN OFFER

Recent Totaled Car Offers, Plus Offers on Cars with Mechanical Issues

2013 Chevrolet Cruze

2013 Chevrolet Cruze

Mileage: 105000 Location: Maple Grove, MN 55311
$475.00
2013 Hyundai Sonata

2013 Hyundai Sonata

Mileage: 42000 Location: Franklin, WI 53132
$2,400.00
2014 Chevrolet Cruze

2014 Chevrolet Cruze

Mileage: 130000 Location: Osceola, WI 54020
$565.00
2014 Ford Mustang

2014 Ford Mustang

Mileage: 18000 Location: Hacienda Heights, CA 91745
$1,250.00
2017 Jeep Wrangler Unlimited

2017 Jeep Wrangler Unlimited

Mileage: 12000 Location: Sharon, PA 16146
$16,200.00

Want to Sell Your Car?

Sell Your Damaged Car Online

FAQ

Who is DamagedCars?

DamagedCars buys cars in less-than-perfect condition. We make the process easy and convenient by picking up your car without any charge to you. DamagedCars has over seven years of buying salvage cars, junk cars and even late-model cars, trucks, ...

What kind of cars does DamagedCars buy?

DamagedCars will purchase damaged vehicles of any type, including vehicles with physical or mechanical damage as well as junk cars.

Testimonials from Real Clients

I was skeptical of Damaged Cars because it was a company I was not familiar with and they pay with a check which I was uncomfortable with in a world where everyone is trying to screw you but after a lot of research and speaking with their kind reps I saw that it was a legit company with phenomenal reviews and A+ BBB rating.
Mike S. Los Angeles, CA
Damagedcars gave me a fair price for my wrecked car. I called for an estimate and in less than a week the car was towed and a check was in my hand. A great service and I highly recommend it for anyone that needs to sell a wrecked car quickly.
Noel H. Savannah, GA
I was very surprised at the ease of doing business with damaged cars. com. Super fast and they worked around my schedule. They even upped the sale price when i pointed out some positive features of the car I was selling. Very impressed. I would recommend them to anybody looking too get rid of a car.
Joe F. Miami, FL

What’s your Car Worth?

Use our Price Checker Tool to find out how much you can get for your car.