How much is My Totaled Car Worth?

Totaled Car Value

Learn Everything You Need to Know about Totaled Car Value & Total Loss Car Insurance to Maximize Your Time and Money.

When your car insurer declares your car a total loss, it means it has calculated it will be more expensive to repair it than current market cash value of your car.

Did you know?

If your car is a total loss, you can get a check from the insurance company and still sell the car. It's called "owner retention"

If you have a totaled car you can sell it to us!  We buy totaled cars nationwide.


When is a car considered totaled?

When is a car considered totaled A totaled car is a damaged car for which the cost of repair is more than the pre-damage value of the car. For example, if a car is worth $10,000 pre-accident has a repair estimate of $10,001, it would be declared a total loss vehicle. Whether or not a car is declared totaled has nothing to do with auto insurance coverage. It is a function of cost versus value.

How Can I sell My Totaled Car?

Enter vehicle details

By filling out our form with accurate information on, we can give you an instant offer on some vehicles or contact you with a guaranteed offer shortly after you click “Submit for Offer.”

Accept your Offer

Happy with the offer? Provide proof of ownership and we will schedule the pick-up of your car and deliver payment at the same time.

Get paid!

We will hand you a check during the car pick up.

Is my car totaled?

If you find yourself asking is my car totaled, that means you’ve probably recently been in a bit of an accident. The good news is that that the definition of a totaled car, also known as a total loss, is pretty straightforward. The bad news is that what damage and how much damage is needed to declare a car as totaled varies dramatically from car to car, making the is my car totaled question a bit complicated to answer.

Check Value of Your Totaled Car Online

Calculate Value of a Totaled Car

Declaring your car a total loss means the insurance company has decided it will be more costly to fix your car after the accident than to pay for a replacement vehicle. This is why your insurer will not pay to repair your vehicle but offer you a check for the replacement value. It will be calculated on the basis of your car's pre-accident condition. After settling the claim, either the insurance company or you can keep the damaged vehicle.

When is a car totaled

Examples of Totaled Cars

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how to sell totaled car
getting rid totaled car

What makes a car totaled?

Let’s start with the easy part. What does it mean if your car is totaled or declared a total loss? By definition, after an accident, your car will be damaged. Your insurance company will do two things:

  • They’ll assess the amount of damage to your car in terms of dollar value. Someone accredited by your insurance will inspect the damage on your car and give a repair estimate.

  • Your insurance company will also look at the year, make, model, trim, mileage, location and recent prices for cars similar to yours and give it an actual cash value, or what your car was worth before the accident. If the cost of repair is greater than the value of your car, it’s totaled or declared a total loss.

Fairly straight forward, no?


How Can I Sell a Totaled Car?

That’s the harder question. If your car looks like this, it’s probably a total loss. But, the reality is there are a lot of factors that come into play. The older your car, the more extensive the damage and the more expensive the parts and labor relative to the value of your car, the more likely it is that it’ll be totaled. The more expensive the car, the more damage it takes to declare it a total loss. More damage is needed to total a new BMW than it is to total a twenty-year-old Honda.

When your car insurer declares your car a total loss, it means it has calculated it will be more expensive to repair it than it would cost to buy a new one as a replacement. In consequence, they will not want to fix your damaged car but give you a check for the replacement value calculated on the basis of its pre-accident condition. Once the claim is settled, two solutions are possible - the insurance company will keep the damaged vehicle, or they will let you keep it. If they let you keep it then certainly you can sell your totaled car.

Sell my car for parts?

Sell my car for partsYes, you can. Here is how. The insurance company will deduct a “salvage value” (the estimated value of a car at the end of its useful life) from your claim settlement. You can make a profit when you sell the damaged car for a higher price than this car  salvage value.

Enter basic information about the vehicle in our online form to get a value.

Can I benefit from my car total loss if I sell it myself?

Yes, it is possible. This is how it works. As your car insurer settles your claim they deduct a “salvage value” from your claim settlement. Salvage value is the estimated value of your car at the end of its useful lifespan. When do you stand a profit? Whenever you can sell your damaged car for more than the salvage value deduction. To get a value for your car, submit basic information about it in our online form.

Is selling my totaled car the right way to go for me? can help you make the right decision about your totaled car. We need basic information about your car to calculate its value. Use our online form to submit it and get a reply within hours. As a licensed salvage dealer, we guarantee fair market-based offers only. Our procedure is easy and secure. You do not pay for our service, towing or paperwork. You get paid on pick-up by check. With you know if you can make a profit with your totaled car.


What do you do if your car is totaled?

That’s the important question. When your car is declared to be a total loss or totaled by your insurance company, there are a couple of scenarios that can play out. First, the insurance company can pay out a settlement check for the actual cash value of the car pre-accident less any deductible. In that case, the insurance company takes ownership of your car. The second possibility is that you opt to keep your salvage car and sell it to If you opt to keep your salvage car, the insurance company will calculate the salvage value of your car and reduce any settlement payout by that amount. Basically, you’re buying your salvage car from the insurance company.

How much is my totaled car worth?

At, we’ll make you a market-based offer for your totaled, salvage or junk car, truck, van or SUV. With you can keep your insurance check and sell your wrecked car for its salvage value. Because repair isn’t always the best option, sell your car to where we buy cars in less-than-perfect condition, nationwide.

Have a salvage title car? can buy it!

Contact us today for a quick, no-obligation estimate. You get paid for your constructive total loss car when we pick it up. Which is fast. Forget about guessing and stressing. Now the process of selling your less than perfect car is easy!

Contact us today to sell your constructive total loss vehicle.
To get a free quote just enter the basic information in our vehicle submission form.


Recent Totaled Car Offers, Plus Offers on Cars with Mechanical Issues

2010 Toyota Corolla

Mileage: 85700 Location: Miami, FL 33167

2009 Nissan Altima

Mileage: 180000 Location: Port Saint Lucie, FL 34986

2008 Honda Accord

Mileage: 177000 Location: Fort Mill, SC 29707

2004 Ford Explorer Sport Trac

Mileage: 145000 Location: Friendswood, TX 77546

2007 Lexus RX 350

Mileage: 129000 Location: Bedford, NH 03110

2007 Honda Civic

Mileage: 140000 Location: Forestburg, TX 76119

2003 Chevrolet Silverado

Mileage: 150000 Location: Colorado Springs, CO 80909

2010 Dodge Charger

Mileage: 100000 Location: Evans, GA 30809

2006 Jeep Grand Cherokee

Mileage: 135000 Location: West Warwick, RI 2893

2006 Ford F150

Mileage: 117000 Location: Madera, CA 93637

2009 Toyota Matrix

Mileage: 125000 Location: Harbor Springs, MI 49740

2010 Nissan Versa

Mileage: 140000 Location: Huntsville, AL 35802

2004 Toyota Corolla

Mileage: 96000 Location: San Jose, CA 95135

2010 Toyota Camry

Mileage: 154000 Location: Cincinnati, OH 45224

2002 Lexus RX 300

Mileage: 150000 Location: Morrisville, NC 27560

2008 Saturn VUE

Mileage: 120000 Location: Hiram, GA 30141

2003 Toyota Highlander

Mileage: 140000 Location: Santa Monica, CA 90402

2004 Chevrolet Malibu

Mileage: 80000 Location: Seattle, WA 98126

2013 Hyundai Sonata

Mileage: 42000 Location: Franklin, WI 53132

2001 BMW 330i

Mileage: 224000 Location: Pinson, AL 35126

Want to Sell Your Car?

Sell Your Damaged Car Online


Who is DamagedCars?

DamagedCars buys cars in less-than-perfect condition. We make the process easy and convenient by picking up your car without any charge to you. DamagedCars has over seven years of buying salvage cars, junk cars and even late-model cars, trucks, ...

What kind of cars does DamagedCars buy?

DamagedCars will purchase damaged vehicles of any type, including vehicles with physical or mechanical damage as well as junk cars.

Testimonials from Real Clients

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